IEPIBS...

one of the leading Insurance broking companies in India offering insurance solutions, offers unparalleled combination of services with extensive in-house expertise

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Business...

We undertake insurance broking business, both in life and non-life segments with a focus on retail and commercial lines of business.

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Locations...

We are headquartered in Chennai and have 9 locations across the country, they are Coimbatore, Karnataka, Pune, Mumbai . . .

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LifeStage Wealth II
ICICI Pru LifeStage Wealth II is a unit linked insurance plan that offers multiple choices to decide how your savings would be invested based on your risk appetite. Further, it provides you with an insurance cover to help you realize your dreams without compromising your family’s protection.
Key Benefits:
  Choose between 3 Portfolio Strategies and 8 funds to manage your wealth.
  1. Fixed Portfolio Strategy 2. LifeCycle based Portfolio Strategy 3. Trigger Portfolio Strategy
  Flexible premium payment options: You can either pay premium throughout the policy term or for a limited period
  Top up: Flexibility to invest surplus money over and above your regular premiums
  Loyalty Additions: Paid at the end of every policy years, starting from the 10th policy year, on payment of all due premiums
  Automatic Transfer Strategy: Helps you eliminate the need to time your investment.
  Maturity benefit: At maturity, the Fund Value including the Top up Fund Value, if any, shall be payable.
  Death benefit: In the unfortunate event of death of the life assured during the term of the policy, the nominee shall receive Sum Assured plus Fund Value including Top up Fund Value, if any, subject to Minimum Death Benefit.
 

Tax Benefit as per prevailing tax laws

Eligiblity & Condition

Age at Entry

7 to 65 years

Age at Maturity

<18 to 75 Years

Minimum Premium

Premium Payment Term

Premium

Regular pay

24,000

Limited pay – 5 years

48,000

Limited pay – 7 years

36,000

Limited pay – 10 years

24,000

Maximum Premium

1,00,000 per annum

Policy Term

10, 15, 20, 25, 30 years

Premium Payment Term

Regular pay

5 years

Premium Payment Frequency

Yearly, Half-Yearly & Monthly

Minimum S.A. for age at entry below 45 years

Higher of (10 x Annual Premium) and (0.5 x Policy Term x Annual Premium)

Minimum S.A. for age at entry 45 years and above

Higher of (7 x Annual Premium) and (0.25 x Policy Term x Annual Premium)

 
 
 
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