IEPIBS...

one of the leading Insurance broking companies in India offering insurance solutions, offers unparalleled combination of services with extensive in-house expertise

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Business...

We undertake insurance broking business, both in life and non-life segments with a focus on retail and commercial lines of business.

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Locations...

We are headquartered in Chennai and have 9 locations across the country, they are Coimbatore, Karnataka, Pune, Mumbai . . .

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SmartKid Premier
ICICI Pru SmartKid Premier, a ULIP plan that offers unmatched flexibility with options to cover both you and your spouse in the same policy while offereing you multiple choices to decide how you would like to grow your savings to secure your child's future.
Key Benefits:
  Ensure a comprehensive safety net for your child by choosing between:
Single life – Insurance coverage for yourself, and
Joint life – Insurance coverage for both you and your spouse in the same policy
  Choose a personalized portfolio strategy from Fixed Portfolio Strategy, LifeCycle based Portfolio Strategy & Trigger Portfolio Strategy
  You can either pay premium throughout the policy term or for a limited period
  Loyalty additions paid at the end of every fifth policy year, starting from the end of the 10 policy year subject to payment of all due premiums
  Maturity benefit: At maturity, the Fund Value including the Top up Fund Value (if any), shall be payable. Alternatively, you can opt for the Settlement Options available.
  Death benefit: In the unfortunate event of death of the parent (Life Assured) during the term of the Policy, the following benefits are payable:
  Higher of Sum Assured and 105% of the total premiums (including top-up premiums) paid till date would be paid
  All future premiums payable under the policy will be waived by the Company
  If the joint life option is chosen, the death benefit shall become payable on death of either of the parents, whichever is earlier
  Tax Benefit as per prevailing tax laws
Eligiblity & Condition
Age at Entry (Parent) 20 to 60 Years Age at Maturity 70 Years

Age at Entry (Child)

0 to 15 Years

Age at Maturity 18 to 25 Years
Minimum Premium Premium Payment Term Premium

Regular pay

18,000

Limited pay – 5 years

48,000

Limited pay – 7 years

36,000

Limited pay – 10 years

18,000

Maximum Premium 1,00,000 per annum
Policy Term 10, 15, 20, 25 years
Premium Payment Term Regular pay 5,7,10 years
Premium Payment Frequency Yearly, Half-Yearly & Monthly
Minimum S.A. for age at entry below 45 years Higher of (10 x A.P.) and (0.5 x Policy Term x A.P)
Minimum S.A. for age at entry 45 years and above Higher of (7 x A.P.) and (0.25 x Policy Term x A.P.)
 
 
 
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